CASE STUDY
Supporting a business sale and legacy set up
Client Need:
A multi-generational business owner was preparing to sell their company and pass on wealth to the next generation.
Their goals were to maximise the after-tax value of the sale, minimise inheritance tax, support their lifestyle, and ensure the next generation was ready to manage significant wealth.
Our Approach:
We took a collaborative approach, working closely with the family, their corporate finance advisers, tax specialists, and legal team to coordinate a tax-efficient trade sale and build a long-term strategy for preserving and growing their wealth.
This included designing tailored investment strategies across public and private markets, and implementing a cash management and borrowing facilities for members of an internationally mobile family across multiple jurisdictions.
The Outcome:
- We created a detailed cash flow model to determine lifestyle affordability, which informed a tax-efficient gifting strategy to the next generation.
- Relocation for some family members to a more favourable jurisdiction, aligning with the family’s international footprint.
- A comprehensive investment strategy was implemented across the family, including a multi-currency cash management solution to fund short-term spending needs and a public and private market allocation to meet medium and long term investment aspirations.
- Structures such as Investment Companies and Trusts were created alongside the use of life insurance policies
- We supported the next generation through tailored financial education, helping them feel confident and informed about their future responsibilities.
- Junior SIPPs, and Junior ISAs were established to initiate tax efficient investing for grandchildren.
The result was a smooth succession plan, a secure financial future and a lasting legacy for generations to come.
